Terms & Conditions

Last updated: January 10, 2026

1. Responsible Entity

This website is owned and operated by Cresvante, Lda., a limited liability company with registered office at Av. da Liberdade 110, 3.º Dto., 1250-146 Lisbon, Portugal, registered at the Lisbon Commercial Registry under number 516 847 231, with Tax ID 516 847 231 and share capital of EUR 25,000.00. Use of this website implies full acceptance of these Terms and Conditions.

2. Nature of Service

Cresvante is an exclusively educational platform dedicated to financial literacy. The content provided — including articles, guides, diagnostic tools, market analyses and training materials — is purely informational and educational. Cresvante does NOT provide financial services, does NOT provide personalised investment advice, is NOT a regulated financial institution, does NOT manage third-party assets or funds and does NOT guarantee financial results of any kind.

3. Disclaimer of Liability

The educational content provided is prepared with rigour and based on sources we consider reliable, but we do not guarantee its accuracy, completeness or timeliness. Any financial decisions made based on information from this website are the sole responsibility of the user. We strongly recommend consulting licensed and regulated financial professionals before making any significant financial decision. Cresvante is not liable for losses, damages or harm resulting from the use or interpretation of the content on this website.

4. Intellectual Property

All content on this website — including texts, images, graphics, logos, trademarks, design and source code — is the property of Cresvante, Lda. or its licensors and is protected by Portuguese and European legislation relating to copyright and intellectual property. Reproduction, distribution, public communication or transformation of content without prior express authorisation from Cresvante is prohibited, except for personal and non-commercial use.

5. Website Use

The user agrees to use this website lawfully and in accordance with Portuguese law, these Terms and good faith. Any use that may damage, overload or impair the functioning of the website; violate the rights and legitimate interests of third parties; or use content for commercial purposes without express authorisation is prohibited.

6. External Links

This website may contain links to third-party websites provided for informational convenience only. Cresvante does not control, endorse or take responsibility for the content, privacy policies or practices of any third-party websites. The inclusion of external links does not imply association, partnership or approval.

7. Availability and Modifications

Cresvante strives to keep the website accessible and functional, but does not guarantee uninterrupted availability. We reserve the right to modify, suspend or discontinue any part of the website or its content without prior notice. Cresvante also reserves the right to amend these Terms and Conditions, with changes effective from their publication on the website.

8. Applicable Law and Jurisdiction

These Terms and Conditions are governed by Portuguese law. For the resolution of any disputes arising from the use of this website, the parties submit to the exclusive jurisdiction of the Lisbon district courts, with express waiver of any other forum that might be competent.

9. Contact

For questions relating to these Terms and Conditions, contact us at legal@cresvante.com or by post: Cresvante, Lda., Av. da Liberdade 110, 3.º Dto., 1250-146 Lisbon, Portugal.

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